Insurance in Hanover, Massachusetts
Hanover is straight down Route 53 from our office. Whiting Street in Hingham is Route 53, and we’ve written insurance there since 1979. We’re an independent agency one road away, not a call center. Call or email and we’ll set a time to sit down.
What our clients say.
“I have worked with Lawless for over 20 years and they have helped us with Auto. Home and Boat insurance. They are responsive, helpful and caring. We no longer live in the area but will continue to use Lawless because of the great service and pricing.”
“…Brian gives personalized service, an ease of finding quotes and always the best options and rates. Our whole family uses Lawless Insurance and you should too.”
“Brian was super helpful with my auto insurance. I really appreciated his expertise and guidance throughout the process.”
“Brian and his family are top notch professionals that go above and beyond to provide quality service! If you’re looking for trust worthy and reliable service look no further!”
Why an independent agency
We’re not tied to one insurance company. We work with many standard companies, and we can also reach national specialty insurers that write what the usual companies won’t.
When your renewal comes in higher than you expected, we shop it for you, and you don’t have to start over somewhere else. A captive agent has one price to offer. We have many, and we do the comparing.
What we cover in Hanover
Home insurance
Hanover homes range from antique houses around Hanover Center and Four Corners to newer subdivisions.
- Older houses raise questions about wiring, heating and an oil tank.
- Newer, larger houses raise questions about value: what it would really cost to rebuild. Online estimators often get this wrong.
We go through it with you.
Along the rivers
The North River runs along the east side of town and the Indian Head River along the south. Homes near the rivers and marshes can sit in a mapped flood zone, miles from the ocean.
Homeowners insurance doesn’t cover flood. If you have a mortgage, your lender may require a separate flood policy. We write flood and can tell you what your address needs.
Auto insurance and teen drivers
Route 3 runs through the middle of town and there’s no train station. In Hanover, you drive.
Adding a teen driver is one of the biggest changes a family sees on its auto bill. Call us before your son or daughter gets a license, and we’ll show you the cost before it arrives. Buying or selling a car comes with Registry paperwork. Our car-buying guide lists the paperwork and the order to do it in.
Umbrella
A million dollars of extra liability on top of your home and auto costs less than most people think. Teen drivers, a pool, a rental property: that’s what an umbrella is for.
Condo and renters
Condo owners often learn at claim time that the association’s master policy covers less than they thought. We read the master deed with you. Renters insurance is inexpensive and takes one phone call.
Business insurance
For the businesses along Route 53 and around Hanover Crossing and Merchants Row: retail, restaurants, contractors and trades, medical and professional offices. General liability, property, workers’ compensation and commercial auto, plus the certificate of insurance a landlord or general contractor wants the same afternoon.
Life insurance
Term and permanent, for young families and for estate planning.
Everyday help
Most calls aren’t about buying a policy. They’re about:
- Certificates of insurance
- ID cards
- Proof of insurance for a lender before a closing
- Registry forms
- Claims, including after a storm
We’ve been on the South Shore since 1979, so we already know your account when you call.
Towns we serve
Our office is in Hingham. We also cover the whole South Shore: Hanover, Norwell, Rockland, Pembroke, Marshfield, Scituate, Cohasset, Hull, Weymouth, Duxbury, Braintree and Quincy.
Questions we hear from Hanover clients
Do you insure older homes in Hanover?
Yes. Older homes often don’t fit an online quote form. We shop them across several companies until one fits.
My house is near the river. Do I need flood insurance?
A home policy doesn’t cover flood. Your lender may require a flood policy. Even if it doesn’t, it’s worth a look. We can quote flood through the National Flood Insurance Program.
We’re adding a teen driver. Can you help?
Yes. Tell us before the license comes through. A learner’s permit doesn’t go on the policy; the license does. We’ll shop the price with the new driver on it.
My renewal went up. Can you help?
Yes. Send us your renewal and we’ll shop it with the other companies we work with. You don’t have to start over anywhere.
How fast can I get a certificate or an ID card?
Usually the same day. Use our certificate request form, or email us.
Can I come to the office?
Yes, by appointment. We’re at 13 Whiting Street in Hingham, Monday to Friday, 9 to 3. Email or call and we’ll set a time.
What’s the best way to reach you?
Email is fastest: LawlessAgency@Gmail.com. You can also call 781-749-8386.
Get a quote · Already a client and need a certificate? Request one here.
Talk to us.
781-749-8386 LawlessAgency@Gmail.comVisit
13 Whiting Street
Hingham, MA 02043
Monday to Friday, 9 am to 3 pm
Visits by appointment
Do you have enough coverage?
Ask yourself: if your insurance company issued a check for the coverage amount on your policy, would it be enough to rebuild your home and protect everything you’ve worked for?
- Check local construction costs. Materials and labor change over time. Make sure your coverage would fully rebuild your home today.
- Don’t forget flood coverage. Standard homeowners policies don’t cover floods, and flooding can happen outside flood zones too.
- Protect beyond the basics. An umbrella policy adds protection when a lawsuit or claim goes past your home or auto limits.
- Review and update when needed. Your policy should reflect your needs. If your limits are too low, we’ll help you explore your options.
We cannot make changes to your policy without your express consent.