Insurance in Hingham, Massachusetts

We have been writing insurance from an office on Whiting Street in Hingham since 1979. Not a call center, not a franchise with a Hingham zip code — an independent agency in the town. If you want to talk to someone about a policy, you can walk in.

What being independent means for you

We are not tied to one company. We represent a number of carriers, so when your renewal comes in higher than you expected, we can shop it without you starting over somewhere else. A captive agent has one price to offer you. We have several, and we do the comparing.

What we write in Hingham

Home insurance

Hingham has housing stock that an online quote form handles badly — antique homes off Main Street, renovated capes, and houses close enough to the water that carriers get particular. We place those every week.

Coastal and flood

Anything near the harbor, Crow Point, World's End or the Weir River raises questions a website will not ask you: wind deductibles, distance to water, and whether you need a separate flood policy through the National Flood Insurance Program. When the standard market declines a coastal home, there is still the Massachusetts FAIR Plan (MPIUA). We write that too.

Auto insurance

Massachusetts auto is its own world — the state's rating rules, the Safe Driver Insurance Plan, and the registry paperwork that comes with buying or selling a car. Ask us before you sign anything at a dealership. We will tell you what the policy has to say and what the registry will want.

Condo and renters

Hingham Shipyard, Lincoln Street, the newer buildings. Condo owners routinely find out at claim time that the master policy covers less than they assumed. We read the master deed.

Umbrella

A million dollars of extra liability over your home and auto costs less than most people guess. If you have teenage drivers, a pool, or a boat, ask.

Business insurance

Contractors, trades, restaurants, retail and professional offices. General liability, property, workers' compensation, commercial auto, and the certificates of insurance your general contractor wants the same afternoon.

Life insurance

Term and permanent, for young families and for estate planning.

The part people actually call us about

Certificates, ID cards, a lender needing proof of insurance before a closing, a registry form, a claim. The service, not the sale. That is what forty-seven years in one town buys you: we already know your account when you call.

Towns we serve

Hingham first — it is where we are. We also write throughout the South Shore: Cohasset, Hull, Norwell, Scituate, Weymouth, Rockland, Hanover, Pembroke, Marshfield, Duxbury, Braintree and Quincy.

Contact us today for a quote  ·  Already a client and need a certificate? Request one here.