Insurance in Norwell, Massachusetts

Norwell is one town over from our office on Whiting Street in Hingham, where we have written insurance since 1979. Not a call center, not a franchise with a South Shore zip code — an independent agency ten minutes down Route 228. If you want to sit down with someone about a policy, call or email and we’ll set a time.

What being independent means for you

We are not tied to one company. We represent a number of carriers, so when your renewal comes in higher than you expected, we can shop it without you starting over somewhere else. A captive agent has one price to offer you. We have several, and we do the comparing.

What we write in Norwell

Home insurance

Norwell is larger homes on larger lots — colonials and capes on the wooded roads off Main Street, newer houses in the subdivisions, and the antique homes around the Common and along River Street. The questions are about value and detail more than about the ocean: replacement cost that an online estimator gets wrong by a wide margin, finished basements, outbuildings, a pool, a barn, the age of the roof and the heating system. We run the numbers with you and insure the house for what it would actually cost to rebuild.

Along the North River

Houses near the river and the marshes can be in a mapped flood zone even though they are miles from the ocean. Homeowners insurance does not cover a river coming in; that is a separate flood policy, and if you have a mortgage your lender may require it. We write flood and will tell you what your address requires.

Auto insurance

Massachusetts auto is its own world — the state’s rating rules, the Safe Driver Insurance Plan, and the registry paperwork that comes with buying or selling a car. Ask us before you sign anything at a dealership. What the registry wants.

Umbrella

A million dollars of extra liability over your home and auto costs less than most people guess. Norwell households tend to have exactly the things an umbrella is for: teenage drivers, a pool, a boat at a club down the road, a rental property somewhere.

Condo and renters

Condo owners routinely find out at claim time that the master policy covers less than they assumed. We read the master deed. Renters insurance for an apartment is inexpensive and takes one phone call.

Business insurance

The businesses along Route 53 and at Assinippi, the medical and professional offices, contractors, landscapers and trades. General liability, property, workers’ compensation, commercial auto, and the certificates of insurance somebody wants the same afternoon.

Life insurance

Term and permanent, for young families and for estate planning.

The part people actually call us about

Certificates, ID cards, a lender needing proof of insurance before a closing, a registry form, a claim. The service, not the sale. That is what forty-seven years on the South Shore buys you: we already know your account when you call.

Towns we serve

Our office is in Hingham. We also write throughout the South Shore: Norwell, Rockland, Scituate, Cohasset, Hull, Weymouth, Hanover, Marshfield, Pembroke, Duxbury, Braintree and Quincy.

Contact us today for a quote  ·  Already a client and need a certificate? Request one here.